Mortgage & Protection Advice from Central Financial Services

Central Financial Services aim is to provide you with quality Whole of Market mortgage advice, designed to meet your specific needs.

You may have noticed the huge variety of mortgages available from numerous banks and building societies making it difficult to know where to get the most suitable mortgage deal or remortgage. How do you even know where to begin looking and whether the advice you are getting is truly unbiased?

Sound whole of market mortgage advice is vital and because our mortgage advisors are well trained with many years of experience, you can be assured that you are getting good independent mortgage advice and that our mortgage advisors will be able to advise you about the most suitable mortgages for YOUR circumstances.

Our website provides an overview of the range of services including remortgages, first time buyer mortgages, mortgages on second homes, commercial mortgages and buy to let mortgages.

We have extensive experience of Help to Buy and Shared Ownership and work closely with developers to offer mortgages for Newbuild property purchases.

We have access to Exclusive mortgage products from lenders, who recognise our experience in the marketplace.

The Newbuild property purchase is a different type of purchase, with most developers requiring you to exchange contracts within 28 days of reservation. Our efficient process, honed over many years takes the stress away and leaves you to plan your moving in day!

You can read some of our satisfied clients comments below….

Stamp Duty Calculator

Please note: This calculator is provided as a guide only.

Stamp Duty Due

Mortgage Calculator

Monthly Repayments


Central Financial Services were very good. They were persistent, patient, helped me through what was a trying period as a first time buyer trying to secure a mortgage. I will be using there services in future without hesitation.
Oscar RozarioReading

Central Financial Services is a trading style of Central Financial Services (UK) Ltd which is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be £250. Your home(property) may be repossessed if you do not keep up repayments on your mortgage. Please note Buy to Let mortgages are not regulated by the FCA. Registered in England and Wales Reg. 8807671 Registered Address: 170 Halton Road, Sutton Coldfield, B73 6NZ.