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JOINT BORROWER SOLE PROPRIETOR

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First Time Buyers
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JOINT BORROWER SOLE PROPRIETOR

JOINT BORROWER SOLE PROPRIETOR

Joint Borrower, Sole Proprietor is a type of mortgage where not all parties to the mortgage are legal owners of the property. For example, if there are two borrowers in the scenario both will be mortgage borrowers, but only one will be named on the title of the property.

Joint Borrower, Sole Proprietor provides an option which may be more affordable for you to get onto the property ladder, by allowing another party to join the mortgage so that their income can be used when assessing the case.

A fantastic way… to support would-be first time buyers

Joint Borrower, Sole Proprietor (JBSP) not the catchiest of titles, but nonetheless, a fantastic way for another party such as parents, guardians, friends or family to support would-be first time buyers with the affordability challenges faced when getting on the property ladder. However, this is also available to non first time buyers.

For further information on Joint Borrower,Sole Proprietor mortgages please call one of our advisers today who will be happy to explain how this could assist you in buying your new home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Joint Borrower, Sole Proprietor provides an option which may be more affordable for you to get onto the property ladder, by allowing another party to join the mortgage so that their income can be used when assessing the case.

Our Services.

MORTGAGES

If you are looking to buy a home, then we can review your options.

INSURANCE

We can provide you with advice on all types of insurance.

EQUITY RELEASE

Clear, simple advice that is suitable for you & your circumstances.

Jane C

09:09 25 Jun 24

Great rate, very helpful team (especially Ian) and very easy to deal with. I'd recommend them to anyone!

David G

18:42 09 Apr 24

Great experience using CFS for our mortgage as part of our house move. The team were friendly and professional and really helped us to get the best deal. Very pleased we used them as they found us better deals than we would ourselves. Would highly recommend.

Royston Dsouza

08:52 02 Apr 24

The process was quick and hassle free.

Laura Robertson

10:27 06 Jan 24

Ian & Peter were absolutely imperative to our property purchase last year. A whole year and 3 different properties but they were patient, professional and highly informative throughout. Always on hand when needed and incredibly reasonable pricing, I can’t recommend them enough.

Hannah Chappell-Stokes

08:09 02 Jan 24

We had the privilege of working with Ian and Matthew, for both our mortgage and income protection advice. What a service they both offered. Super helpful and efficient and made the whole process very very easy. We would highly recommend!

Charlotte Walker

19:53 18 Dec 23

Lucie helped me and my partner with our first mortgage and insurances. I can honestly say dealing with Lucie has been a pleasure and stress free! All the questions I had with us being a first time buyer, Lucie was always there to lend a helping hand and happy to help. I would 100% recommend Lucie at CFS to anyone. Thank you once again ⭐️

Emily Fieldhouse

08:04 25 Oct 23

We've had a great experience with CFS, Lucie has been fantastic with helping us find a mortgage, especially in the current climate and on a new build. Lucie has made the mortgage application so easy and effortless, she has also helped us with our home insurance which again I wasn't expecting but another great service also. Would highly recommend CFS, thank you for your help! Also thank you to Matt for helping us with our Life Insurance, I wouldn't have been able to find one without him due to our medical conditions, again made the process so easy and effortless. Thanks to you all!

Michael Carter (Mike)

09:04 28 Aug 23

Lucie was excellent from start to finish, talked me through all stages of the process and supported on the issues around first time buying and new build! Arranged a mortgage and a great deal on insurance. Communication was fantastic throughout, a pleasure to work with, thanks again!

Katie Taylor

20:30 01 Mar 23

I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.

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