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We understand that planning for what will happen after your inevitable demise is a very sensitive subject for most of our clients so we will ensure that not only will we treat our discussions in absolute confidence but also ensure we sympathetically guide you through the process with the sensitivity discussions such as this merit.

We are also firm believers that making a Will is not all about money but also about ensuring that if both parents were to pass away together leaving under age children, then you can ensure that the person that you want as their Guardian is allowed Lawfully to do that job. If you die without nominating that Guardian then it is decided by the local Courts and Social services department … which is not something that any parent would want.

Also as most of us cannot choose when we eventually die what if your Children inherited from you at a time in their lives when they were having financial difficulties or even possibly going through a divorce?

This could result in your Children losing significant amounts of their inheritance to creditors or an ex-partner.  We work with specialists who can help ensure that this is protected against.

So whether you need just a simple Will, advice on protecting your home & assets from care costs, or have more complex issues including mitigating tax, we can help guide you on this, but ultimately we’ll refer you to a specialist third party for the advice.

Please note this service is offered by referral to a third party only.

The Financial Conduct Authority does not regulate Will Writing & Estate Planning.

Whether you need just a simple Will, advice on protecting your home & assets from care costs, or have more complex issues including mitigating tax, we can provide you with the perfect solution to achieve your goals.

Our Services.


If you are looking to buy a home, then we can review your options.


We can provide you with advice on all types of insurance.


Clear, simple advice that is suitable for you & your circumstances.

Lauren JonesLauren Jones
08:56 03 May 23
We have used Lucie to help us with our mortgage on 3 properties now...and she is wonderful! We wouldn't ever want to... use anyone else and we would recommend to anyone.She is incredible knowledgeable and goes above and beyond to make sure were getting the best possible options.Thankyou again Lucie!xxread more
leo nepomucenoleo nepomuceno
10:26 02 May 23
Thank you is not enough to describe how grateful we are to Lucie Hart for helping us to get our mortgage in our first... home. You’ve been so nice and very helpful through the entire process. CFS is highly recommended.read more
Tomasz NikielTomasz Nikiel
19:31 15 Mar 23
Peter and Ian have helped arranging mortgages for me for many years. I cannot recommend their services enough. They are... always there to answer all questions as soon as possible, professional and friendly, ready to help in any situation no matter how complex. I always receive sound advice and best product possible. Arranging a mortgage with CFS is quick and stress free, they are absolutely brilliant!Thank you!read more
Katie TaylorKatie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for... over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.read more

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