Our Services

CONTRACTOR MORTGAGES

CONTRACTOR MORTGAGES

Are you a Contractor or Agency staff finding it difficult to source the right deals on contractor mortgages?

Well it does not have to be. Central Financial Services are experts in this field can help review lenders including those on the high street. Many lenders will offer you the same mortagge, but how they assess your income may be different. that’s were CFS can help.

We can use your daily or hourly rate, fixed term contract income or salary and dividends if you have a limited company. Understanding how each lenders assesses your affordability enables us to find you the most suitable mortgage for your circumstances.

A growing number of lenders have now identified and realise that many Contractors and Freelancers represent safe borrowers who display a history of consistent income coupled with niche skill sets and vast experience in sought after industries. This in turn allows the client to access highly competitive freelancer and IT contractor mortgages that have attractive rates with high street lenders.

Central Financial Services are very experienced in helping people in your circumstances; understanding your requirements and matching those to a suitable lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The below figures are on an approximate amount based on your daily rate of pay * 5 days*46 weeks. For a personalised illustration, please speak to Central Financial Services directly!


A growing number of lenders have now identified and realise that many Contractors and Freelancers represent safe borrowers who display a history of consistent income coupled with niche skill sets and vast experience in sought after industries. This in turn allows the client to access highly competitive freelancer and IT contractor mortgages that have attractive rates with high street lenders.

Our Services.

MORTGAGES

If you are looking to buy a home, then we can review your options.

INSURANCE

We can provide you with advice on all types of insurance.

EQUITY RELEASE

Clear, simple advice that is suitable for you & your circumstances.

Lauren JonesLauren Jones
08:56 03 May 23
We have used Lucie to help us with our mortgage on 3 properties now...and she is wonderful! We wouldn't ever want to... use anyone else and we would recommend to anyone.She is incredible knowledgeable and goes above and beyond to make sure were getting the best possible options.Thankyou again Lucie!xxread more
leo nepomucenoleo nepomuceno
10:26 02 May 23
Thank you is not enough to describe how grateful we are to Lucie Hart for helping us to get our mortgage in our first... home. You’ve been so nice and very helpful through the entire process. CFS is highly recommended.read more
Tomasz NikielTomasz Nikiel
19:31 15 Mar 23
Peter and Ian have helped arranging mortgages for me for many years. I cannot recommend their services enough. They are... always there to answer all questions as soon as possible, professional and friendly, ready to help in any situation no matter how complex. I always receive sound advice and best product possible. Arranging a mortgage with CFS is quick and stress free, they are absolutely brilliant!Thank you!read more
Katie TaylorKatie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for... over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.read more
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5.0
Based on 61 reviews
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