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Life Insurance

Life Insurance

Life insurance (also known as life assurance or term assurance) is a great way to help protect your family from the financial worries they could face if you were no longer around, such as household bills, child-care costs, university fees and covering mortgage payments.

So what is life insurance? In a nutshell, life insurance is a contract between you and an insurer. It could pay out a cash sum if you die during the length of the policy.

What types of life insurance are available?

There are different types available to suit different needs:

  • Level Term Assurance to help protect your family financially
  • Mortgage Term Assurance specifically designed to help pay off the mortgage
  • Family Income Benefit to help protect your family financially by paying a monthly benefit

There is also an option to add Critical Illness Cover for an extra cost when you take out life insurance. It’s designed to pay out if you’re diagnosed with one of the specified critical illnesses during the length of the policy.

You decide what type of life insurance best suits your needs, how much you want and how long you need it for. For example, if you want your loved ones to be able to pay off the mortgage, think about the size of your mortgage and the number of years left to pay.

Please remember that life insurance is not a savings or investment plan and has no cash value unless a valid claim is made.

Please remember that life insurance is not a savings or investment plan and has no cash value unless a valid claim is made.

Our Services.

MORTGAGES

If you are looking to buy a home, then we can review your options.

INSURANCE

We can provide you with advice on all types of insurance.

EQUITY RELEASE

Clear, simple advice that is suitable for you & your circumstances.

Lauren JonesLauren Jones
08:56 03 May 23
We have used Lucie to help us with our mortgage on 3 properties now...and she is wonderful! We wouldn't ever want to... use anyone else and we would recommend to anyone.She is incredible knowledgeable and goes above and beyond to make sure were getting the best possible options.Thankyou again Lucie!xxread more
leo nepomucenoleo nepomuceno
10:26 02 May 23
Thank you is not enough to describe how grateful we are to Lucie Hart for helping us to get our mortgage in our first... home. You’ve been so nice and very helpful through the entire process. CFS is highly recommended.read more
Tomasz NikielTomasz Nikiel
19:31 15 Mar 23
Peter and Ian have helped arranging mortgages for me for many years. I cannot recommend their services enough. They are... always there to answer all questions as soon as possible, professional and friendly, ready to help in any situation no matter how complex. I always receive sound advice and best product possible. Arranging a mortgage with CFS is quick and stress free, they are absolutely brilliant!Thank you!read more
Katie TaylorKatie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for... over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.read more
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