Our Services

Green Mortgages

Green Mortgages

A growing number of mainstream lenders are now offering so-called green mortgages. The idea is that if you’re moving into an energy-efficient home or making your property greener, your lender will reward you for that with a better interest rate or cashback on your mortgage. 

Essentially, a green mortgage is meant to increase the appeal of owning a green property. On top of the savings you’ll make on your energy bills each month, the idea is that lenders give you cashback and/or a better interest rate when you take out a green mortgage on an energy-efficient property.

While you’d have been hard-pressed five years ago to find a single mainstream lender willing to give you an improved mortgage rate or cashback or other incentive on the basis of an energy performance certificate (EPC), there’s now a handful of high-street lenders that claim to do just that via their own versions of a green mortgage.

However, this does not mean these products are always the most cost-effective and therefore with our broad range of financial products and offers, we will review mortgages to find the most appropriate product for your circumstances

Your home may be repossessed if you do not keep up repayments on your mortgage.

We see Green mortgages as a great advantage in buying an efficient home, not only savings on your energy bills, but maybe also on your mortgage payments!

Peter Edmonds

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Lauren JonesLauren Jones
08:56 03 May 23
We have used Lucie to help us with our mortgage on 3 properties now...and she is wonderful! We wouldn't ever want to... use anyone else and we would recommend to anyone.She is incredible knowledgeable and goes above and beyond to make sure were getting the best possible options.Thankyou again Lucie!xxread more
leo nepomucenoleo nepomuceno
10:26 02 May 23
Thank you is not enough to describe how grateful we are to Lucie Hart for helping us to get our mortgage in our first... home. You’ve been so nice and very helpful through the entire process. CFS is highly recommended.read more
Tomasz NikielTomasz Nikiel
19:31 15 Mar 23
Peter and Ian have helped arranging mortgages for me for many years. I cannot recommend their services enough. They are... always there to answer all questions as soon as possible, professional and friendly, ready to help in any situation no matter how complex. I always receive sound advice and best product possible. Arranging a mortgage with CFS is quick and stress free, they are absolutely brilliant!Thank you!read more
Katie TaylorKatie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for... over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.read more
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