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STAMP DUTY CALCULATOR

STAMP DUTY CALCULATOR

What is stamp duty?

Stamp Duty Land Tax (SDLT) is a tax levied on the purchase of property in England and Northern Ireland.

Your rate of Stamp Duty will depend on the purchase price of your property. The more your property is worth, the higher the rate of Stamp Duty. This is split up into bands.

When do you pay stamp duty?

Stamp duty now needs to be paid within 14 days after completing on a property purchase.

First time buyers

First time buyers will not pay any stamp duty on the first £425,000, as long as the purchase price is no more than £625,000.

Buy to let & second homes

You will pay additional Stamp duty rates on additional property that are classed as buy to let investments or second homes. However, these additional rates only normally apply to residential properties and not to land or other types of property. 

If you’d like to discuss other rates and exemptions for second homes get in touch!

These calculators are both plugins authored by Calculator Widgets https://www.calculatorwidgets.co.uk/. Please be aware that by clicking on to the above links you are leaving Central Financial Service’s website. Please note that Central Financial Services nor HL Partnership Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.

Your calculation
Stamp Duty Due: Band Rate Amount Total Up to
Please note: This calculator is provided as a guide only on how much stamp duty land tax you will need to pay in England and Northern Ireland. It assumes that the property is freehold and for residential purposes.

Your rate of Stamp Duty will depend on the purchase price of your property. The more your property is worth, the higher the rate of Stamp Duty. This is split up into bands.

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Jane C profile picture
Jane C
09:09 25 Jun 24
Great rate, very helpful team (especially Ian) and very easy to deal with. I'd recommend them to anyone!
David G profile picture
David G
18:42 09 Apr 24
Great experience using CFS for our mortgage as part of our house move. The team were friendly and professional and really helped us to get the best deal. Very pleased we used them as they found us better deals than we would ourselves. Would highly recommend.
Royston Dsouza profile picture
Royston Dsouza
08:52 02 Apr 24
The process was quick and hassle free.
Laura Robertson profile picture
Laura Robertson
10:27 06 Jan 24
Ian & Peter were absolutely imperative to our property purchase last year. A whole year and 3 different properties but they were patient, professional and highly informative throughout. Always on hand when needed and incredibly reasonable pricing, I can’t recommend them enough.
Hannah Chappell-Stokes profile picture
Hannah Chappell-Stokes
08:09 02 Jan 24
We had the privilege of working with Ian and Matthew, for both our mortgage and income protection advice. What a service they both offered. Super helpful and efficient and made the whole process very very easy. We would highly recommend!
Charlotte Walker profile picture
Charlotte Walker
19:53 18 Dec 23
Lucie helped me and my partner with our first mortgage and insurances. I can honestly say dealing with Lucie has been a pleasure and stress free! All the questions I had with us being a first time buyer, Lucie was always there to lend a helping hand and happy to help. I would 100% recommend Lucie at CFS to anyone. Thank you once again ⭐️
Emily Fieldhouse profile picture
Emily Fieldhouse
08:04 25 Oct 23
We've had a great experience with CFS, Lucie has been fantastic with helping us find a mortgage, especially in the current climate and on a new build. Lucie has made the mortgage application so easy and effortless, she has also helped us with our home insurance which again I wasn't expecting but another great service also. Would highly recommend CFS, thank you for your help! Also thank you to Matt for helping us with our Life Insurance, I wouldn't have been able to find one without him due to our medical conditions, again made the process so easy and effortless. Thanks to you all!
Michael Carter (Mike) profile picture
Michael Carter (Mike)
09:04 28 Aug 23
Lucie was excellent from start to finish, talked me through all stages of the process and supported on the issues around first time buying and new build! Arranged a mortgage and a great deal on insurance. Communication was fantastic throughout, a pleasure to work with, thanks again!
Katie Taylor profile picture
Katie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.

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