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CRITICAL ILLNESS COVER

CRITICAL ILLNESS COVER

In recent years modern medicine has meant that more and more people are surviving a critical illness such as cancer or a stroke; but may not recover sufficiently for them to return to full time work. This is where Critical Illness Cover is of benefit, as it is designed to pay a one off lump sum if you are diagnosed with a qualifying critical illness during the term of the policy.

It’s easy to think “it won’t happen to me”, but if the worst should happen, critical Illness cover could help provide financial security at an emotional and difficult time. Whether it helps pay off your mortgage, funds a relaxing holiday to recover from treatment, or just helps you cope with the bills and expenses, the lump sum pay–out from critical illness cover could relieve worries and let you concentrate on getting better.

The range of critical illnesses covered and their definitions vary from company to company, so we recommend that you obtain professional advice to ensure that you take out a policy that is suited to your exact requirements.

However, some examples are:

  • Heart Attack
  • Certain types and stages of Cancer
  • Stroke

Not all conditions are covered. 

The policy will also specify how serious the condition must be, so it’s important to get proper Professional advice.

Critical Illness cover can also be linked to your life cover.

The range of critical illnesses covered and their definitions vary from company to company, so we recommend that you obtain professional advice to ensure that you take out a policy that is suited to your exact requirements.

Our Services.

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If you are looking to buy a home, then we can review your options.

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Lauren JonesLauren Jones
08:56 03 May 23
We have used Lucie to help us with our mortgage on 3 properties now...and she is wonderful! We wouldn't ever want to... use anyone else and we would recommend to anyone.She is incredible knowledgeable and goes above and beyond to make sure were getting the best possible options.Thankyou again Lucie!xxread more
leo nepomucenoleo nepomuceno
10:26 02 May 23
Thank you is not enough to describe how grateful we are to Lucie Hart for helping us to get our mortgage in our first... home. You’ve been so nice and very helpful through the entire process. CFS is highly recommended.read more
Tomasz NikielTomasz Nikiel
19:31 15 Mar 23
Peter and Ian have helped arranging mortgages for me for many years. I cannot recommend their services enough. They are... always there to answer all questions as soon as possible, professional and friendly, ready to help in any situation no matter how complex. I always receive sound advice and best product possible. Arranging a mortgage with CFS is quick and stress free, they are absolutely brilliant!Thank you!read more
Katie TaylorKatie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for... over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.read more
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