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Equity Release Lichfield

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Equity Release
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Equity Release Lichfield

Equity Release Lichfield

Equity Release Lichfield – Trusted Local Advice for Over-55 Homeowners

Lichfield is a beautiful cathedral city with a rich heritage and strong property market. With its blend of period homes, newer developments, and a peaceful retirement-friendly lifestyle, many homeowners aged 55 and over are looking into equity release as a way to access funds tied up in their homes.

If you’re planning to enjoy your retirement to the fullest, support your children financially, or improve your home, equity release offers a way to unlock tax-free cash without having to sell or downsize.

How Does Equity Release Work?

Equity release allows you to access the value of your home without moving out. You stay in full control of your property and can receive the funds as a lump sum, in instalments, or both.

There are two main types:

Lifetime Mortgage
A loan secured against your home, with no monthly repayments. The loan plus interest is repaid when the property is sold — typically after you pass away or move into long-term care.
Home Reversion Plan
You sell part or all of your home to a provider and remain in the property rent-free for life. The provider takes their share when the property is eventually sold.

We’ll help you decide if equity release is suitable for your needs and explain all options clearly and without pressure.

Why Equity Release Is a Good Fit for Lichfield Homeowners

Lichfield’s housing market is strong, especially in areas like Boley Park, Darwin Park, and the city centre. Many long-term homeowners in Lichfield have built up significant equity — and releasing some of that value can offer more comfort and flexibility in retirement.

Popular reasons for equity release in Lichfield:

Paying off an interest-only mortgage
Supporting children or grandchildren
Covering care costs or health expenses
Making retirement more enjoyable and stress-free

Speak to an Equity Release Specialist in Lichfield

We offer FCA-regulated, no-obligation advice tailored to your personal circumstances. Our team can meet with you at home or speak with you and your family to ensure everything is clearly explained.

Areas We Cover Around Lichfield

We support homeowners across Lichfield and nearby areas including:
Boley Park, Fradley, Burntwood, Whittington, Streethay, and Alrewas.

If you still have any reservations or questions about equity release / later life lending then we’d love to speak with you. Get in touch using the details below to speak with a qualified advisor or arrange a meeting.

Our Services.

MORTGAGES

If you are looking to buy a home, then we can review your options.

INSURANCE

We can provide you with advice on all types of insurance.

EQUITY RELEASE

Clear, simple advice that is suitable for you & your circumstances.

Jane C

09:09 25 Jun 24

Great rate, very helpful team (especially Ian) and very easy to deal with. I'd recommend them to anyone!

David G

18:42 09 Apr 24

Great experience using CFS for our mortgage as part of our house move. The team were friendly and professional and really helped us to get the best deal. Very pleased we used them as they found us better deals than we would ourselves. Would highly recommend.

Royston Dsouza

08:52 02 Apr 24

The process was quick and hassle free.

Laura Robertson

10:27 06 Jan 24

Ian & Peter were absolutely imperative to our property purchase last year. A whole year and 3 different properties but they were patient, professional and highly informative throughout. Always on hand when needed and incredibly reasonable pricing, I can’t recommend them enough.

Hannah Chappell-Stokes

08:09 02 Jan 24

We had the privilege of working with Ian and Matthew, for both our mortgage and income protection advice. What a service they both offered. Super helpful and efficient and made the whole process very very easy. We would highly recommend!

Charlotte Walker

19:53 18 Dec 23

Lucie helped me and my partner with our first mortgage and insurances. I can honestly say dealing with Lucie has been a pleasure and stress free! All the questions I had with us being a first time buyer, Lucie was always there to lend a helping hand and happy to help. I would 100% recommend Lucie at CFS to anyone. Thank you once again ⭐️

Emily Fieldhouse

08:04 25 Oct 23

We've had a great experience with CFS, Lucie has been fantastic with helping us find a mortgage, especially in the current climate and on a new build. Lucie has made the mortgage application so easy and effortless, she has also helped us with our home insurance which again I wasn't expecting but another great service also. Would highly recommend CFS, thank you for your help! Also thank you to Matt for helping us with our Life Insurance, I wouldn't have been able to find one without him due to our medical conditions, again made the process so easy and effortless. Thanks to you all!

Michael Carter (Mike)

09:04 28 Aug 23

Lucie was excellent from start to finish, talked me through all stages of the process and supported on the issues around first time buying and new build! Arranged a mortgage and a great deal on insurance. Communication was fantastic throughout, a pleasure to work with, thanks again!

Katie Taylor

20:30 01 Mar 23

I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.

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