Our Services

Equity Release Hampshire

Equity Release Hampshire

Equity Release Hampshire – A Smart Way to Make Your Home Work for You

From Winchester to the New Forest, Hampshire is home to some of the most desirable and valuable property in the UK. If you’re aged 55 or over, equity release could allow you to access some of the wealth stored in your home — without selling or moving.

Equity release offers flexibility, freedom, and the ability to improve your retirement lifestyle or support your family when it matters most.


How Equity Release Works

Equity release lets you convert part of your home’s value into cash — tax-free — while continuing to live there. It’s typically available to homeowners aged 55 and over.

Two main types of plans:

  • Lifetime Mortgage
    You borrow against your home and repay the loan (plus interest) when it’s sold.

  • Home Reversion Plan
    You sell a share of your property to a provider in exchange for a lump sum or income. You remain in your home for life, rent-free.

We’ll guide you through the details, so you feel confident and in control every step of the way.


Why More People in Hampshire Are Choosing Equity Release

Hampshire’s property market is strong, especially in towns like Winchester, Alton, Andover, and Basingstoke. Many homeowners have seen their property values rise — and equity release gives them the chance to access that value without the upheaval of moving.

Popular reasons for equity release in Hampshire include:

  • Paying off debts or an interest-only mortgage

  • Making the home more energy efficient

  • Helping children or grandchildren

  • Increasing financial peace of mind in retirement


Speak with a Local Adviser Today

Our team provides fully FCA-regulated advice, with no obligation. We’ll start with a relaxed chat to learn more about your situation and help you decide if equity release is right for you.


Areas We Cover Across Hampshire

We help clients across Hampshire including:
Winchester, Alton, Petersfield, Andover, Basingstoke, Eastleigh, Fleet, and the New Forest.

 

 

If you still have any reservations or questions about equity release / later life lending then we’d love to speak with you. Get in touch using the details below to speak with a qualified advisor or arrange a meeting.

Our Services.

MORTGAGES

If you are looking to buy a home, then we can review your options.

INSURANCE

We can provide you with advice on all types of insurance.

EQUITY RELEASE

Clear, simple advice that is suitable for you & your circumstances.

Jane C profile picture
Jane C
09:09 25 Jun 24
Great rate, very helpful team (especially Ian) and very easy to deal with. I'd recommend them to anyone!
David G profile picture
David G
18:42 09 Apr 24
Great experience using CFS for our mortgage as part of our house move. The team were friendly and professional and really helped us to get the best deal. Very pleased we used them as they found us better deals than we would ourselves. Would highly recommend.
Royston Dsouza profile picture
Royston Dsouza
08:52 02 Apr 24
The process was quick and hassle free.
Laura Robertson profile picture
Laura Robertson
10:27 06 Jan 24
Ian & Peter were absolutely imperative to our property purchase last year. A whole year and 3 different properties but they were patient, professional and highly informative throughout. Always on hand when needed and incredibly reasonable pricing, I can’t recommend them enough.
Hannah Chappell-Stokes profile picture
Hannah Chappell-Stokes
08:09 02 Jan 24
We had the privilege of working with Ian and Matthew, for both our mortgage and income protection advice. What a service they both offered. Super helpful and efficient and made the whole process very very easy. We would highly recommend!
Charlotte Walker profile picture
Charlotte Walker
19:53 18 Dec 23
Lucie helped me and my partner with our first mortgage and insurances. I can honestly say dealing with Lucie has been a pleasure and stress free! All the questions I had with us being a first time buyer, Lucie was always there to lend a helping hand and happy to help. I would 100% recommend Lucie at CFS to anyone. Thank you once again ⭐️
Emily Fieldhouse profile picture
Emily Fieldhouse
08:04 25 Oct 23
We've had a great experience with CFS, Lucie has been fantastic with helping us find a mortgage, especially in the current climate and on a new build. Lucie has made the mortgage application so easy and effortless, she has also helped us with our home insurance which again I wasn't expecting but another great service also. Would highly recommend CFS, thank you for your help! Also thank you to Matt for helping us with our Life Insurance, I wouldn't have been able to find one without him due to our medical conditions, again made the process so easy and effortless. Thanks to you all!
Michael Carter (Mike) profile picture
Michael Carter (Mike)
09:04 28 Aug 23
Lucie was excellent from start to finish, talked me through all stages of the process and supported on the issues around first time buying and new build! Arranged a mortgage and a great deal on insurance. Communication was fantastic throughout, a pleasure to work with, thanks again!
Katie Taylor profile picture
Katie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.

Contact Us

For quick, simple answers to your questions, speak to one of our friendly advisors.

0121 314 7707