Our Services

Equity Release

Equity Release

In later years there are many reasons why a homeowner might want to release a lump sum from their property. An equity release mortgage allows those who are between over age 55 to get a lump sum without having to sell and move house – something which can be a significant upheaval, especially for the older generation.

There are no rules about how your money should be spent, meaning that the lump sum can be used for most legal purposes from debt consolidation, helping a family member, or realising that dream holiday that you have been planning for years.

Equity Release can be complicated, but it does not have to be – you can read more about your options below.

If you still have any reservations or questions about equity release / later life lending then we’d love to speak with you. Get in touch to speak with a qualified advisor or to arrange a meeting.

✔️ Equity Release Advice
✔️ Over 55
✔️ Lump Sum Without Moving House
✔️ Speak to a Qualified Adviser
✔️ Later Life Lending Options

Call:

0121 314 7707

We offer trusted, FCA-regulated equity release advice to homeowners across the UK. Whether you’re based in a city, town, or rural area, our team provides local support, free consultations, and clear guidance to help you understand your options.

Equity release can be a powerful financial tool if you’re over 55 and want to unlock tax-free cash from your home — without the need to move. Wherever you are, we’re here to make the process simple and stress-free.


Locations We Cover for Equity Release Advice

Click on your location below to learn more about equity release in your area:


Don’t see your town listed? No problem — we’re expanding all the time. Get in touch and we’ll let you know how we can help.

Latest Equity Release News.
How to lose your home with 1 form

How to lose your home with 1 form

Equity release myths. There's so much fake news out there at the moment. Here are two more of the biggest lies we see spread about equity release. Equity release & equity release myths. Equity release is the practise of releasing equity from the value of your home...

Our Services.

MORTGAGES

If you are looking to buy a home, then we can review your options.

INSURANCE

We can provide you with advice on all types of insurance.

EQUITY RELEASE

Clear, simple advice that is suitable for you & your circumstances.

Jane C profile picture
Jane C
09:09 25 Jun 24
Great rate, very helpful team (especially Ian) and very easy to deal with. I'd recommend them to anyone!
David G profile picture
David G
18:42 09 Apr 24
Great experience using CFS for our mortgage as part of our house move. The team were friendly and professional and really helped us to get the best deal. Very pleased we used them as they found us better deals than we would ourselves. Would highly recommend.
Royston Dsouza profile picture
Royston Dsouza
08:52 02 Apr 24
The process was quick and hassle free.
Laura Robertson profile picture
Laura Robertson
10:27 06 Jan 24
Ian & Peter were absolutely imperative to our property purchase last year. A whole year and 3 different properties but they were patient, professional and highly informative throughout. Always on hand when needed and incredibly reasonable pricing, I can’t recommend them enough.
Hannah Chappell-Stokes profile picture
Hannah Chappell-Stokes
08:09 02 Jan 24
We had the privilege of working with Ian and Matthew, for both our mortgage and income protection advice. What a service they both offered. Super helpful and efficient and made the whole process very very easy. We would highly recommend!
Charlotte Walker profile picture
Charlotte Walker
19:53 18 Dec 23
Lucie helped me and my partner with our first mortgage and insurances. I can honestly say dealing with Lucie has been a pleasure and stress free! All the questions I had with us being a first time buyer, Lucie was always there to lend a helping hand and happy to help. I would 100% recommend Lucie at CFS to anyone. Thank you once again ⭐️
Emily Fieldhouse profile picture
Emily Fieldhouse
08:04 25 Oct 23
We've had a great experience with CFS, Lucie has been fantastic with helping us find a mortgage, especially in the current climate and on a new build. Lucie has made the mortgage application so easy and effortless, she has also helped us with our home insurance which again I wasn't expecting but another great service also. Would highly recommend CFS, thank you for your help! Also thank you to Matt for helping us with our Life Insurance, I wouldn't have been able to find one without him due to our medical conditions, again made the process so easy and effortless. Thanks to you all!
Michael Carter (Mike) profile picture
Michael Carter (Mike)
09:04 28 Aug 23
Lucie was excellent from start to finish, talked me through all stages of the process and supported on the issues around first time buying and new build! Arranged a mortgage and a great deal on insurance. Communication was fantastic throughout, a pleasure to work with, thanks again!
Katie Taylor profile picture
Katie Taylor
20:30 01 Mar 23
I cannot recommend Central Financial Services enough. Peter and Ian have advised my husband and I on our finances for over 8 years and they never let us down. Ian is very efficient and highly experienced too. Peter is professional and personable. I have previously recommended Central Financial Services to family, as well as friends, who have all had the exact same, seamless, efficient and excellent service and results.

Contact Us

For quick, simple answers to your questions, speak to one of our friendly advisors.

0121 314 7707