Residential Mortgage

Buying a property will probably be the biggest purchase you will ever make (until the next one!) However, when we think of a mortgage most of us think of our bank or building society, but would you still go to your local supermarket to do the weekly shop if they only stocked their own brand products? I am sure the answer would be ‘No’.

So why do we think of your bank or building society, when they will only talk about their own products and not make you aware if there is a better mortgage product available somewhere else.

Central Financial Services offers a complete one stop solution to your Residential property mortgage. We offer independent mortgage advice across the West Midlands and UK. We will look for the most suitable mortgage product for YOUR individual circumstances from our wide range of specialist vendor partners.

We provide a highly specialised, client-focused service that rightly acknowledges you as the most important element in our business success & your long term comfort.

With thousands of residential mortgage products to choose from, we always put your needs and priorities first and by so doing, tailor our services to ensure the best possible fit for you. It could be your first home via the Help To Buy scheme, maybe you’re an experienced mover (and shaker?), or you could be assessing your options with a re-mortgage. Whatever your situation, we’re here to listen and to help.

We are completely flexible and are able to complete reviews face to face, over the phone or by post. We are also happy to see you in your own home, at your place of work or in a hotel.

We can guide through the process from start to finish and can also complete all the paperwork for your Help to Buy application!

helping fill in mortgage forms

Stamp Duty Calculator

Please note: This calculator is provided as a guide only.

Stamp Duty Due

Mortgage Calculator

Monthly Repayments


Amazing service, felt truly cared for with our best interests at heart. A top, top service from start to finish.

Central Financial Services is a trading style of Central Financial Services (UK) Ltd which is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be £250. Your home(property) may be repossessed if you do not keep up repayments on your mortgage. Please note Buy to Let mortgages are not regulated by the FCA. Registered in England and Wales Reg. 8807671 Registered Address: 170 Halton Road, Sutton Coldfield, B73 6NZ.