Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance (MPPI) is also commonly known as Accident, Sickness & Unemployment (ASU) cover.

With this recessions impact having been particularly hard and  even as the economy starts to recover, there is no doubt that we should all examine our need for Mortgage Payment Protection Insurance.

Mortgage Payment Protection Insurance is designed to cover your mortgage repayments:

  • If you fall ill
  • Be injured in an accident
  • Become involuntarily unemployed

Policy terms, conditions and exclusions can vary, so we recommend that you take professional advice and always read the small print.

MPPI covers a combination of insurances in accident, sickness and / or unemployment. If you already have adequate accident and sickness cover at work or via a separate policy you may simply want the unemployment element for your mortgage.

We also have similar cover for those who rent.

Central Financial Services can advise you on the best cover for your circumstances, taking an holistic and practical approach to your needs and budget.

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Central Financial Services were very good. They were persistent, patient, helped me through what was a trying period as a first time buyer trying to secure a mortgage. I will be using there services in future without hesitation.
Oscar RozarioReading

Central Financial Services is a trading style of Central Financial Services (UK) Ltd which is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be £250. Your home(property) may be repossessed if you do not keep up repayments on your mortgage. Please note Buy to Let mortgages are not regulated by the FCA. Registered in England and Wales Reg. 8807671 Registered Address: 170 Halton Road, Sutton Coldfield, B73 6NZ.